Security of Funds
Security of Funds
Your Funds. Fully Protected.
At Vita Capital, the safety of your funds is our highest priority. We adhere to strict financial protocols to ensure that your money is fully protected at every stage of the foreign exchange process.
All client funds are held in segregated bank accounts, separate from the company’s operational accounts, in accordance with the Payments Services Regulations 2017 (PSR 2017). This means your money is securely safeguarded and cannot be used for any other purpose than your intended transactions. If Vita Capital becomes the subject of an insolvency event of any kind, any funds held on your behalf are protected.
Regulated Transaction Partner
To ensure the highest standards of compliance and security, all transactions are processed through Equals Connect Limited, a fully authorised and regulated financial services provider under the Financial Conduct Authority (FCA). This regulation ensures robust oversight and adherence to strict financial and operational standards. Payment services for Vita Capital are provided by Equals Connect Limited, a company incorporated in England & Wales
Registration No
07131446 Equals Connect Limited is licensed and regulated by HMRC as a Money Service Business (MSB)
Licence No
12594438 Equals Connect Limited is authorised by the Financial Conduct Authority as an Authorised Payment Institution. Firm Reference Number : 671508
Foreign Exchange and Payment Services for customers introduced by Vita Capital Ltd to Sciopay Ltd are provided solely by Sciopay Ltd. Sciopay Ltd is a company incorporated in England & Wales with Registration No: 12352935. Sciopay Ltd is licensed and regulated by HMRC as a Money Service Business (MSB) with Licence No: XCML00000151326. Sciopay Ltd is authorised by the Financial Conduct Authority as an Authorised Payment Institution with Firm Reference Number: 927951
Regulated Transaction Partner
When funds are credited to your account, electronic money (e-money) is issued in exchange by an authorised Electronic Money Institution with whom we partner, namely Currencycloud. In accordance with applicable regulatory requirements, Currencycloud safeguards your funds. This means that the monetary value behind your account balance is held at a reputable financial institution and is protected in the event of insolvency of either Currencycloud or ourselves.Currencycloud ceases safeguarding your funds once the money has been successfully transferred from your account to the intended beneficiary’s account.
By combining segregated client accounts with FCA-regulated transaction processing, Vita Capital provides a secure and transparent environment for your foreign exchange needs. You can trade with confidence knowing that your funds are handled with the utmost integrity and care.
Vita Capital Limited’s Payment and Foreign Currency Exchange Services are provided by Ebury Partners UK Limited. Ebury Partners UK Limited (EPUK) is an Authorised Electronic Money Institution (Financial Services Register No. 900797) and is licensed to provide payment services including FX spots and FX Forwards for the commercial purpose of the facilitation of payments for identifiable goods or services and direct investments. Ebury Partners UK Limited is registered with the Information Commissioner’s Office, with registration number: ZA345828.